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Glossary

Clear, CFO-friendly definitions used across our tools and posts.

Last updated: 21 September 2025

AER — Advisory Electricity Rate

Benchmark mileage rate set by HMRC for reimbursing EV drivers.

From 1 September 2025: 8p/mile (home charging) and 14p/mile (public charging).

For fleet managers: a key reference for mileage claims, expense policies, and cost modelling. Using actual data instead of AER can justify higher reimbursements. See AER (2025) and HMRC guidance.

WLC/TCO — Whole-Life Cost / Total Cost of Ownership

Comprehensive cost measure for comparing EVs and ICE cars.

Includes: lease/purchase, depreciation, fuel/electricity, insurance, service, tyres, VED, CC/ULEZ, and resale value.

For fleet managers: the standard tool for procurement decisions and CFO reporting. Shows where EV savings offset higher list prices.

BiK — Benefit-in-Kind (company cars)

Tax employees pay on personal use of a company car.

Calculated as P11D value × BiK %, with the rate lower for EVs. Employers also pay NIC.

For fleet managers: directly impacts driver take-home pay and attractiveness of EVs in company car policies. Clear communication to staff is essential.

NIC — National Insurance contributions

Payroll contributions on salaries and benefits.

For company cars: employers pay Class 1A NIC on the BiK value.

For fleet managers: adds a hidden cost to fleet budgets — must be factored into WLC alongside BiK and lease/fuel costs.

VED — Vehicle Excise Duty (vehicle tax)

Annual UK road tax.

From 1 April 2025, zero-emission vehicles are no longer exempt from VED.

  • First registration on/after 1 April 2025: Year 1 = £10, then £195 per year (standard rate) from Year 2.
  • Expensive Car Supplement: if the vehicle’s list price is over £40,000, an additional supplement applies from Years 2 to 6.
  • Vehicles first registered between 1 April 2017 and 31 March 2025 move to the standard rate (£195) at renewal after the change.
  • Vehicles first registered between 1 March 2001 and 31 March 2017 remain at £20 per year.

Impact for fleets: remember to include Year-1 vs standard rates correctly in TCO models and apply the supplement where list price exceeds £40,000.

See GOV.UK: Vehicle Excise Duty and our VED (2025) guide.

Cleaner Vehicle Discount (CVD) / London Congestion Charge

The Cleaner Vehicle Discount (full exemption for eligible EVs and hydrogen vehicles) ends on 25 December 2025.

  • From 26 December 2025, electric vehicles must pay the Congestion Charge unless covered by another exemption.
  • A new daily charge of £18 has been proposed to take effect from 2 January 2026 (subject to final approval after consultation).
  • Proposed adjustments to discounts for EVs (for example via Auto Pay) have been discussed; treat as provisional until TfL confirms the final scheme.

Impact for fleets: plan routing and budgeting for London from late-December 2025 onward; update driver guidance and cost allocations accordingly alongside WLC/TCO reviews.

See TfL’s ULEZ and Congestion Charge consultations for the latest updates.